Buildings insurance
Summary of features and benefits
Buildings insurance is provided in order to protect your property against the following events: fire, lightning, explosion, aircraft, riot, civil commotion, malicious persons, earthquake, subterranean fire, storm, flood, escape of water, falling trees, impact, theft, leakage of oil, aerial breakage, accidental breakage of fixed glass and fixed sanitary ware, accidental damage to supply pipes and cables, subsidence, ground heave, landslip.
This policy covers the private dwelling described in the summary of cover including landlord's fixtures and fittings, outbuildings, garages, walls, gates, fences, patios, terraces, drives, paths, fuel storage tanks, service pipes and service cables relating thereto.
For a full copy of the buildings insurance cover please contact your local office.
Summary of exclusions
Details of any exclusion can be found in the summary of cover.
Insurance Excess
The excess fees that you will need to pay before the insurance policy pays out are as follows:
• For subsidence, ground heave or landslip - £1000 for each claim.
For all other claims there is a £50 excess for each loss.
(For customers in Scotland the excess is £100.)
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For full details of the insurance summary, click here to download.
For full details of the insurance schedule, click here to download.
Contents Insurance:
Please note: This policy does not cover the contents of your home and we would advise you to arrange this yourself. Places for People are able to arrange contents insurance for you through the National Housing Federation. Please visit our Financial Services website for details.
